How I Can Help You Buy a Home
Whether it is your first home or if you are an experienced buyer, purchasing a home is a complex process. By working with me, you will find a home in the neighborhood where you want to live, one that fits your budget and meets your goals for features, quality, and value. Once you’ve found the home that’s right for you, I will guide you through the process of making an offer; negotiating the terms of the sale; getting your potential purchase inspected, repaired and appraised; and closing the sale.
When you work with me, you will:
• Be more likely to find the home that meets all your criteria
• Lessen the amount of time it will take to find your home
• Understand all the terms, processes and documents used when buying your home
• Have up-to-date market information that will allow you to make informed decisions
• Have a skilled negotiator working on your behalf, one who is committed to looking after your best interests
• Enjoy peace of mind, knowing that all the details of your purchase are being taken care of by an experienced and knowledgeable professional
As your personal guide and trustworthy agent, I strive to give you the best of the best. In the years that I have spent in the industry, homebuyers have always asked me “What do I need to do when I buy a house?”
Step 1: Decide to Buy
Before you even go looking for a home, you must understand your needs. Think about the type of place you are looking for. Are you looking for a lot of bedrooms and washrooms for your family? Do you want a pool in the backyard? Do you want to live close to a school or a mall? These are just some of the things you must consider before start looking for a new home.
You also must familiarize yourself with different types of ownership as well to help narrow down the perfect home. Freehold is when it’s all yours, a condo is when you take care of the inside and pay your fees to an association, and co-op is similar to a condo but you rent a unit in the building and pay maintenance and repair fees.
Once you have narrowed down some qualities, it is time to go looking for a home!
Step 2: Find your Home
There are many ways of finding that dream home! First, before you go shopping you must make sure you are also financially ready. Make sure to have a budget when you go shopping.
One thing to keep in mind is your down payments. This is a percentage of the total cost of a home that you will need to pay. The more money you put down, the more you will save on monthly payments and cost of borrowing. Another important aspect is getting pre-approved for a mortgage. When the lender approves you for a mortgage, it gives you an idea of how much you can afford to buy your new house.
Keeping these things in mind, you are free to go window shopping! You can go searching for houses according to the different neighborhood surrounding you. Looking for houses can be fun and exciting! You can browse listings using the smart listings search on my website, here.
Step 3: Make an Offer Now
Now that you have found the house that you are set on, it is time to make an offer. Not all offers are the same and here is where your real estate agent comes in. They will help you with specific terms and conditions that will be specified in the offer like the price you want to pay, financing conditions, or other things like inclusions and exclusions.
Not only is it about the price of the house but you must carefully look at the other details included in this sale. Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer.
If there is something in the offer that does not satisfy the seller, counter offers, or negotiations can also be presented to help get a price that you think is fair.
Step 4: Close the Sale
There will be closing costs associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections, and legal fees. But once that is taken care of, you get your new house. (I will go over with you a Buyer’s Estimated Closing Cost sheet.)
“Taking The Business Of Real Estate To A Higher Level”
Whatever your real estate needs, I can help you reach your goals with confidence. While visiting my website, you can access the most current real estate data and search for homes throughout the Port St. Lucie area. When the time is right, feel free to contact me.